Tip: Long-Term Coverage. 1035 exchanges can be used to exchange a life insurance policy, modified endowment contract, or an annuity contract for a long-term care policy. That means that an old life insurance policy may provide coverage for long-term care. Consult a tax professional before considering an exchange.
Source: American Association for Long-Term Care Insurance, 2015

According to the most recent information available, Americans had individual life insurance with a total face value of […]

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