Tip: Business Interest. Businesses may purchase disability insurance to protect a business or dissolve its assets if an important employee or owner becomes disabled.

The Social Security Disability Insurance program paid out $141.7 billion in benefits in 2014. And with a rush of new applicants lining up each year, the system is expected to exhaust its reserves at the end of 2016 if changes aren’t made. 1

Rather than depending on a government program to […]

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